Terms & Conditions

NOTICE OF LEGAL TERMS OF ACCESS, DISCLAIMERS AND RESERVATION OF INTELLECTUAL PROPERTY RIGHTS

Conditions of Use or Access To This Site
The access to or use of this site or any of its pages is based on your agreement to and understanding of the terms and conditions below. If you do not agree, please do not use or browse the site or any of its pages.

General
The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Hong Leong MSIG Takaful Berhad to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by Hong Leong MSIG Takaful Berhad to buy or sell any products, services, securities, futures, options, other financial instruments, provide any investment or financial advice or an invitation to enter into any legally binding contract or arrangement.

Disclaimers
WHILE HONG LEONG MSIG TAKAFUL BERHAD HAS TAKEN CARE TO ENSURE THAT THE INFORMATION ON THE SITE IS COMPLETE AND ACCURATE, THE INFORMATION ON THIS SITE IS PROVIDED ON AN "AS IS" BASIS AND NEITHER HONG LEONG MSIG TAKAFUL BERHAD, ITS DIRECTORS, OFFICERS, EMPLOYEES NOR AGENTS EXPRESSLY OR IMPLIEDLY OR STATUTORY WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION PROVIDED HEREIN OR THAT THE INFORMATION OR ANY PART THEREOF IS SUITABLE FOR YOU, OR THE MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE EVEN IF YOU HAVE INFORMED US OF THE SAME.

IF YOU SHOULD RELY ON OF THE INFORMATION ON THE SITE, YOUR DECISION TO DO SO IS BASED SOLELY ON YOUR OWN JUDGMENT. HONG LEONG MSIG TAKAFUL BERHAD DOES NOT HOLD ITSELF NOR ANY OF ITS DIRECTORS, OFFICER, EMPLOYEES OR AGENTS OUT AS ADVISING YOU WITH RESPECT TO ANY INFORMATION ON THE SITE. HONG LEONG MSIG TAKAFUL BERHAD, ITS DIRECTORS, OFFICER, EMPLOYEES OR AGENTS SHALL HAVE NO RESPONSIBILITY OR LIABILITY WHATSOEVER TO YOU WITH RESPECT TO THE INFORMATION ON THE SITE OR ON ANY ADVISE OR VIEWS THAT MAY BE GIVEN.

The terms and conditions on use and access and the information that appear on this site are subject to change from time to time and at any time without notice. Hong Leong MSIG Takaful Berhad is under no obligation to update the information on this site to reflect changes in circumstances which information would then differ from previously published information.

Use of Links
Should you leave this site via a link contained here and view content that is not provided by Hong Leong MSIG Berhad, you do so at your own risk. Hong Leong MSIG Berhad does not represent nor warranty any electronic content delivered by any third party, including, without limitation, the accuracy, completeness, quality or timeliness of any electronic content or materials and is not responsible or liable for damages or losses caused by any delays, defects or omission that may exist in the services, information or other content provided in such sites, whether actual, alleged, consequential or punitive.

Furthermore, the links provided in this website to other shall not be considered an endorsement or verification or approval of such linked websites or the contents therein. Linking to any other site is at your sole risk and Hong Leong MSIG Berhad will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements (if any) of any websites which are linked to this website.

Copyright© 2011 Hong Leong MSIG Takaful Berhad
Hong Leong MSIG Berhad owns all rights in this site and all components thereof including without limitation, all text, information, materials, the structure, sequence and organisation of the pages and screens. No part of this site may be copied, reproduced, republished, uploaded, posted, transmitted, distributed in any form or manner or by any means, electrical, electronic, mechanical, photocopying, recording or otherwise or stored in any retrieval system of any nature without the prior written permission of Hong Leong MSIG Takaful Berhad. Modification of this site or any part thereof or use of any of these materials for any purpose is a violation of copyright law and other proprietary rights. The use of any of these materials on any other website or networked computer environment is prohibited.

Copyright© or Other Notices
If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

No Confidentiality
ANY INFORMATION SENT TO HONG LEONG MSIG TAKAFUL BERHAD THROUGH THE USE OF THIS SITE WILL BE DEEMED NOT TO BE CONFIDENTIAL AND BE DEEMED TO REMAIN THE PROPERTY OF HONG LEONG MSIG TAKAFUL BERHAD WHO SHALL BE FREE TO USE, COPY, PUBLISH, REPRODUCE, DISTRIBUTE AND / OR TRANSMIT ALL SUCH INFORMATION AT HONG LEONG MSIG TAKAFUL BERHAD'S ABSOLUTE DISCRETION FOR ANY PURPOSE, ANY IDEAS, CONCEPTS, KNOW-HOW OR TECHNIQUE CONTAINED.

Governing Law
These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia, notwithstanding any principles of conflict of laws. User of this site or any of its pages are responsible for compliance with all Malaysian laws as well as all local laws and regulations of the user's country / domicile.